The volume of pension savings of Kazakhstanis as of December 1, 2025, reached KZT25.82 trillion
25.12.2025
The volume of pension savings of Kazakhstanis as of December 1, 2025, reached KZT25.82 trillion, representing a year-on-year increase of 3.72 trillion tenge, or 16.8%.
Pension savings from compulsory pension contributions (CPCs) exceeded KZT24.39 trillion as of December 1, 2025, representing a 14.9% increase over the 12 months.
The amount of pension savings from compulsory occupational pension contributions (COPCs) amounted to KZT724.44 billion, representing a 12.7% increase over the 12 months.
Voluntary pension contributions (VPCs) showed the largest annual increase, up 26.3%, reaching KZT9.58 billion as of December 1, 2025. As of December 1, 2025, the amount of pension savings from employer’s compulsory pension contributions (ECPC), received from January 1, 2024, into the pension accounts of contributors (beneficiaries), amounted to KZT691.53 billion.
Incomes
The growth in savings is driven by pension contributions and investment income. Over the year, KZT3,085.73 billion in contributions were received into individual and notional pension savings accounts, representing a 19.2% (or KZT496.50 billion) increase compared to the same period last year.
Since the beginning of the year as of December 01, 2025, KZT2,379.91 billion were received into individual pension savings accounts (IPSA) for recording the CPC (compared to the same period last year, the volume of CPC increased by 9.0%), KZT122.12 billion into the COPC (an increase of 17.1%), and KZT2.15 billion into the VPC. ECPC for the first 11 months of 2025 totaled KZT405.17 billion.
Pension benefits and transfers
Benefits for all types of contributions and transfers to insurance companies from the UAAPF for the first 11 months of 2025 totaled KZT1,697.09 billion, exceeding the previous year's pension benefits volume by 50.5%, or KZT569.24 billion.
Old-age pension benefits as of December 1, 2025, increased by 19.5% over the 12 months to KZT221.55 billion. The average scheduled monthly benefit from the UAPF upon reaching retirement age was 35,726 tenge.
From the beginning of the year to December 1, 2025, lump sum pension benefit payments (LSPBP) were also made for housing improvements and medical treatment – KZT1,009.68 billion, inheritance payments – KZT56.59 billion, payments in connection with leaving for permanent residence outside the Republic of Kazakhstan – KZT40.34 billion, payments to persons with disabilities – KZT2.85 billion, and funeral payments – KZT9.65 billion. A sum of KZT356.43 billion was transferred to insurance organizations.
IPSA number
The total number of pension accounts in the UAPF as of December 1, 2025, was 18.15 million (an increase of 1.09 million, or 6.4%, over the 12 months). The number of individual pension savings accounts of contributors (beneficiaries) in the UAPF as of December 1, 2025, was 12.70 million, of which 11.28 million were under the compulsory pension contribution (CPC), 760,240 were under the compulsory occupational pension contribution (COPC), and 464,220 were under the voluntary pension contribution (VPC).
The number of notional pension accounts in the UAPF, which record information on received ECPC, was 5.45 million.
All current information on pension asset statistics is available on the enpf.kz website in the "Statistics and Analytics" section.