As of January 1, 2026, Kazakhstani pension savings exceeded KZT25.97 trillion, representing a 12-month increase of KZT3.18 trillion, or 13.9%.

Pension savings from compulsory pension contributions (CPC) as of January 1, 2026, totaled KZT24.48 trillion, an increase of 11.9% over the 12 months.

Pension savings from compulsory occupational pension contributions (COPC) totaled KZT726.58 billion, an increase of 11.1% over the 12 months.

Voluntary pension contributions (VPC) demonstrated the highest annual increase, up 22.6%, reaching KZT9.73 billion as of January 1, 2026.

As of January 1, 2026, the amount of pension savings from employer’s compulsory pension contributions (ECPC), received from January 1, 2024, into the pension accounts of contributors (beneficiaries), amounted to KZT760.15 billion.

Incoming

The increase in savings is driven by pension contributions and investment income. Over the year, KZT3,251.67 billion in contributions were received into individual and conditional pension savings accounts, representing a 16.6% (or KZT462.28 billion) increase compared to the same period last year.

Individual pension savings  accounts (IPSAs) for the CPC have received KZT2,659.56 billion since the beginning of  2025 as of January 1, 2026 (an 8.9% increase compared to the same period last year), KZT133.37 billion for the COPC (an increase of 17.4%), and KZT2.32 billion for the VPC. Contributions from the ECPC for the year totaled KZT456.42 billion.

Pension benefits and transfers

Pension benefits for all types of contributions and transfers to insurance organizations from the UAPF for 2025 totaled KZT2,051.05 billion, exceeding the previous year's benefit payment volume by 54.9%, or KZT727.20 billion.

Old-age benefits as of January 1, 2026, increased by 24.4% year-on-year to KZT254.13 billion. The average monthly scheduled payment from the UAPF upon reaching retirement age was 35,970 tenge.

Lump-sum pension benefit payments (LSPBPs) for housing improvements and medical treatment for 2025 amounted to KZT1,254.57 billion, inheritance payments – KZT58.15 billion, payments related to leaving Kazakhstan for permanent residence – KZT43.75 billion, payments to persons with disabilities – KZT3.10 billion, and funeral payments – KZT10.46 billion. A total of KZT426.89 billion was transferred to insurance companies. 

Number of IPSA

The total number of pension accounts in the UAPF as of January 1, 2026, was 18.24 million (an increase of 1.06 million or 6.2% over the 12 months). The number of individual pension savings accounts of contributors (beneficiaries) in the UAPF as of January 1, 2026, was 12.72 million, of which 11.30 million were for CPC, 764.1 thousand were for COPC, and 466.3 thousand were forVPC. 

It should be noted that the total number of accounts for recording the compulsory pension contributions (11.30 million units) includes accounts of beneficiaries who have permanently resided outside the country but have not applied for their savings, deceased contributors whose heirs have not formalized the inheritance of their pension savings, military personnel who transferred to full state pension provision in 2017, and other categories of contributors (beneficiaries) whose accounts, in accordance with Kazakhstani law, should not receive contributions.

We also clarify that, in accordance with international practice, an individual pension savings account is considered active if at least one contribution is received during the calendar year. At the end of the reporting period, the actual share of active individual pension accounts for the compulsory pension contribution (IPSA) was 71.29% (7.21 million accounts) of the total 10.11 million IPSA accounts to which contributions could be made, including accounts opened before January 1, 2025, and new accounts opened in 2025. The number of notional pension accounts in the UAPF, which record information on received ECPC, totaled 5.51 million. 

All up-to-date information on pension asset statistics is available on the enpf.kz website in the "Statistics and Analytics" section.